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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,058 | $100,895-97.0% | $90,430-96.6% | $158,950-98.1% |
| Participation rate | 93.8% | 75.0%+18.7pp | 72.7%+21.1pp | 82.0%+11.8pp |
| Annual return | 9.17% | 1725.54%-1716.4pp | 1293.73%-1284.6pp | 302.91%-293.7pp |
| Employer contribution / active EE | $549 | $3,689-85.1% | $3,262-83.2% | $4,762-88.5% |
| Participant deferral / active EE | $813 | $4,347-81.3% | $3,963-79.5% | $5,983-86.4% |
| Admin fee / account holder | $678 | $6,505-89.6% | $5,613-87.9% | $11,248-94.0% |