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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,091 | $91,536-44.2% | $130,062-60.7% | $75,177-32.0% |
| Participation rate | 64.9% | 71.5%-6.5pp | 78.5%-13.6pp | 67.2%-2.3pp |
| Annual return | 33.26% | -631.62%+664.9pp | -137.37%+170.6pp | 160.75%-127.5pp |
| Employer contribution / active EE | $2,844 | $2,8450% | $4,322-34.2% | $2,671+6.5% |
| Participant deferral / active EE | $6,704 | $4,343+54.4% | $5,821+15.2% | $4,126+62.5% |
| Admin fee / account holder | $1,296 | $6,780-80.9% | $10,601-87.8% | $5,651-77.1% |