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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,578 | $99,994-56.4% | $146,643-70.3% | $85,847-49.2% |
| Participation rate | 58.0% | 73.1%-15.1pp | 80.1%-22.1pp | 69.3%-11.3pp |
| Annual return | 16.00% | 18.93%-2.9pp | 22.75%-6.7pp | 318.61%-302.6pp |
| Employer contribution / active EE | $2,214 | $2,559-13.5% | $4,137-46.5% | $2,565-13.7% |
| Participant deferral / active EE | $4,766 | $4,006+19.0% | $5,506-13.4% | $3,952+20.6% |
| Admin fee / account holder | $433 | $7,703-94.4% | $10,280-95.8% | $6,261-93.1% |