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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,128 | $88,203-40.9% | $165,100-68.4% | $74,478-30.0% |
| Participation rate | 58.1% | 73.1%-15.0pp | 78.6%-20.5pp | 67.2%-9.1pp |
| Annual return | 20.56% | 17.13%+3.4pp | 70.21%-49.7pp | 1370.56%-1350.0pp |
| Employer contribution / active EE | $2,586 | $2,601-0.6% | $4,348-40.5% | $2,626-1.5% |
| Participant deferral / active EE | $5,570 | $4,505+23.7% | $6,035-7.7% | $4,350+28.0% |
| Admin fee / account holder | $10,761 | $2,235+381.5% | $12,696-15.2% | $1,946+453.0% |