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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,782 | $106,267-41.9% | $96,520-36.0% | $139,456-55.7% |
| Participation rate | 52.6% | 77.8%-25.2pp | 74.3%-21.7pp | 80.3%-27.7pp |
| Annual return | 13.59% | 38.45%-24.9pp | 35.72%-22.1pp | 373.45%-359.9pp |
| Employer contribution / active EE | $1,216 | $4,105-70.4% | $3,739-67.5% | $4,753-74.4% |
| Participant deferral / active EE | $4,251 | $5,454-22.1% | $4,879-12.9% | $6,711-36.7% |
| Admin fee / account holder | $10,768 | $7,882+36.6% | $6,733+59.9% | $11,407-5.6% |