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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,731 | $99,053-77.1% | $88,179-74.2% | $138,895-83.6% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.1%-19.1pp | 79.9%-29.9pp |
| Annual return | 19.68% | 78.17%-58.5pp | 64.97%-45.3pp | 145.39%-125.7pp |
| Employer contribution / active EE | $7,260 | $2,882+151.9% | $2,549+184.8% | $4,194+73.1% |
| Participant deferral / active EE | $0 | $5,225-100.0% | $4,614-100.0% | $6,396-100.0% |
| Admin fee / account holder | $54 | $8,748-99.4% | $7,673-99.3% | $12,562-99.6% |