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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,716 | $181,896-71.0% | $156,551-66.3% | $273,972-80.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1146.16% | 30.74%+1115.4pp | 32.23%+1113.9pp | 41.46%+1104.7pp |
| Employer contribution / active EE | $2,471 | $6,248-60.5% | $5,501-55.1% | $4,869-49.3% |
| Participant deferral / active EE | $7,995 | $5,550+44.1% | $4,871+64.1% | $5,287+51.2% |
| Admin fee / account holder | $1,089 | $15,560-93.0% | $13,028-91.6% | $10,133-89.2% |