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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,154 | $69,977+18.8% | $108,582-23.4% | $62,881+32.2% |
| Participation rate | 44.2% | 72.9%-28.7pp | 79.6%-35.4pp | 69.3%-25.1pp |
| Annual return | 7.02% | 10.73%-3.7pp | -51.70%+58.7pp | 20.14%-13.1pp |
| Employer contribution / active EE | $1,813 | $2,135-15.1% | $3,758-51.8% | $2,281-20.5% |
| Participant deferral / active EE | $3,853 | $3,165+21.8% | $4,311-10.6% | $3,203+20.3% |
| Admin fee / account holder | $236 | $5,076-95.4% | $7,645-96.9% | $4,296-94.5% |