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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,708 | $176,105-40.0% | $159,474-33.7% | $167,536-36.9% |
| Participation rate | 71.4% | 85.0%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 11.89% | 331.91%-320.0pp | 263.68%-251.8pp | 478.82%-466.9pp |
| Employer contribution / active EE | $4,217 | $5,299-20.4% | $4,831-12.7% | $4,839-12.8% |
| Participant deferral / active EE | $9,486 | $7,751+22.4% | $7,353+29.0% | $6,342+49.6% |
| Admin fee / account holder | $674 | $12,559-94.6% | $10,802-93.8% | $12,315-94.5% |