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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,643 | $152,619-62.9% | $125,195-54.8% | $152,909-63.0% |
| Participation rate | 62.5% | 83.3%-20.8pp | 79.8%-17.3pp | 82.5%-20.0pp |
| Annual return | 327.45% | 54.85%+272.6pp | 43.79%+283.7pp | 345.46%-18.0pp |
| Employer contribution / active EE | $2,472 | $4,947-50.0% | $3,866-36.1% | $4,764-48.1% |
| Participant deferral / active EE | $5,158 | $5,869-12.1% | $4,937+4.5% | $5,851-11.9% |
| Admin fee / account holder | $162 | $13,437-98.8% | $9,704-98.3% | $11,601-98.6% |