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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,768 | $159,978+15.5% | $147,041+25.7% | $145,978+26.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.17% | 98.36%-88.2pp | 419.21%-409.0pp | 550.52%-540.3pp |
| Employer contribution / active EE | $4,940 | $5,288-6.6% | $4,935+0.1% | $4,662+6.0% |
| Participant deferral / active EE | $18,470 | $8,429+119.1% | $8,071+128.8% | $6,690+176.1% |
| Admin fee / account holder | $787 | $15,053-94.8% | $13,006-93.9% | $13,400-94.1% |