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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,005 | $115,814+3.6% | $101,275+18.5% | $158,982-24.5% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 17.16% | 56.16%-39.0pp | 46.48%-29.3pp | 302.99%-285.8pp |
| Employer contribution / active EE | $2,053 | $4,176-50.8% | $3,660-43.9% | $4,763-56.9% |
| Participant deferral / active EE | $3,981 | $4,958-19.7% | $4,371-8.9% | $5,983-33.5% |
| Admin fee / account holder | $762 | $7,249-89.5% | $5,948-87.2% | $11,252-93.2% |