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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,109 | $107,363-9.6% | $92,909+4.5% | $152,897-36.5% |
| Participation rate | 72.7% | 79.8%-7.1pp | 76.0%-3.3pp | 82.5%-9.7pp |
| Annual return | 25.68% | 145.63%-119.9pp | 109.44%-83.8pp | 345.43%-319.8pp |
| Employer contribution / active EE | $1,688 | $4,222-60.0% | $3,653-53.8% | $4,764-64.6% |
| Participant deferral / active EE | $3,263 | $4,848-32.7% | $4,238-23.0% | $5,851-44.2% |
| Admin fee / account holder | $12,809 | $7,082+80.9% | $5,795+121.0% | $11,599+10.4% |