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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,226 | $82,314-9.8% | $68,808+7.9% | $134,532-44.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -16.57% | -2.18%-14.4pp | -6.37%-10.2pp | 418.27%-434.8pp |
| Employer contribution / active EE | $0 | $3,301-100.0% | $2,656-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,276 | $4,740+32.4% | $3,942+59.2% | $6,401-2.0% |
| Admin fee / account holder | $460 | $6,484-92.9% | $4,936-90.7% | $11,429-96.0% |