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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,204 | $96,508-21.0% | $75,901+0.4% | $152,897-50.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 9.29% | 33.99%-24.7pp | 30.76%-21.5pp | 345.43%-336.1pp |
| Employer contribution / active EE | $2,793 | $3,310-15.6% | $2,501+11.7% | $4,764-41.4% |
| Participant deferral / active EE | $6,692 | $4,554+47.0% | $3,603+85.7% | $5,851+14.4% |
| Admin fee / account holder | $1,929 | $8,081-76.1% | $5,420-64.4% | $11,599-83.4% |