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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,642 | $118,467-69.1% | $98,450-62.8% | $139,456-73.7% |
| Participation rate | 87.5% | 77.5%+10.0pp | 75.2%+12.3pp | 80.3%+7.2pp |
| Annual return | 13.48% | 18.95%-5.5pp | 21.16%-7.7pp | 373.45%-360.0pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $3,895 | $5,393-27.8% | $4,739-17.8% | $6,711-42.0% |
| Admin fee / account holder | $612 | $14,057-95.6% | $8,961-93.2% | $11,407-94.6% |