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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,518 | $118,708-71.8% | $98,920-66.1% | $158,982-78.9% |
| Participation rate | 92.3% | 77.8%+14.5pp | 76.0%+16.3pp | 82.0%+10.3pp |
| Annual return | 18.88% | 372.49%-353.6pp | 196.47%-177.6pp | 302.99%-284.1pp |
| Employer contribution / active EE | $0 | $3,334-100.0% | $2,689-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,561 | $5,089-49.7% | $4,245-39.7% | $5,983-57.2% |
| Admin fee / account holder | $336 | $10,134-96.7% | $6,643-94.9% | $11,252-97.0% |