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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,802 | $101,063-76.4% | $81,473-70.8% | $147,586-83.9% |
| Participation rate | 30.8% | 74.5%-43.7pp | 68.0%-37.2pp | 82.8%-52.1pp |
| Annual return | 22.51% | 32.41%-9.9pp | 38.78%-16.3pp | 578.59%-556.1pp |
| Employer contribution / active EE | $420 | $3,206-86.9% | $2,568-83.6% | $4,876-91.4% |
| Participant deferral / active EE | $2,197 | $4,242-48.2% | $3,537-37.9% | $5,439-59.6% |
| Admin fee / account holder | $426 | $5,812-92.7% | $4,561-90.7% | $10,886-96.1% |