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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,528 | $174,379+31.6% | $152,093+50.9% | $138,895+65.3% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 11.80% | 74.86%-63.1pp | 66.36%-54.6pp | 145.39%-133.6pp |
| Employer contribution / active EE | $10,429 | $4,652+124.2% | $4,175+149.8% | $4,194+148.6% |
| Participant deferral / active EE | $10,104 | $6,159+64.1% | $5,451+85.3% | $6,396+58.0% |
| Admin fee / account holder | $1,106 | $16,880-93.4% | $14,497-92.4% | $12,562-91.2% |