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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,638 | $106,549-70.3% | $91,225-65.3% | $134,509-76.5% |
| Participation rate | 59.1% | 76.8%-17.7pp | 73.2%-14.1pp | 81.2%-22.1pp |
| Annual return | -20.95% | 160.73%-181.7pp | 114.10%-135.0pp | 418.13%-439.1pp |
| Employer contribution / active EE | $1,153 | $3,331-65.4% | $2,851-59.6% | $4,741-75.7% |
| Participant deferral / active EE | $1,817 | $4,719-61.5% | $4,234-57.1% | $6,400-71.6% |
| Admin fee / account holder | $355 | $6,234-94.3% | $5,422-93.5% | $11,427-96.9% |