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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,913 | $148,558+39.3% | $135,925+52.2% | $139,427+48.4% |
| Participation rate | 33.3% | 83.9%-50.5pp | 81.9%-48.6pp | 80.3%-47.0pp |
| Annual return | 17.03% | 79.22%-62.2pp | 68.25%-51.2pp | 373.27%-356.2pp |
| Employer contribution / active EE | $1,114 | $5,244-78.8% | $4,857-77.1% | $4,752-76.6% |
| Participant deferral / active EE | $4,121 | $8,101-49.1% | $7,759-46.9% | $6,711-38.6% |
| Admin fee / account holder | $1,288 | $12,401-89.6% | $10,764-88.0% | $11,404-88.7% |