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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,759 | $217,427-73.0% | $185,837-68.4% | $167,518-64.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.34% | 148.39%-132.1pp | 122.08%-105.7pp | 478.71%-462.4pp |
| Employer contribution / active EE | $9,156 | $5,874+55.9% | $5,168+77.2% | $4,838+89.2% |
| Participant deferral / active EE | $6,716 | $6,357+5.7% | $5,568+20.6% | $6,342+5.9% |
| Admin fee / account holder | $1,217 | $19,816-93.9% | $16,241-92.5% | $12,312-90.1% |