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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,658 | $77,901+94.7% | $149,717+1.3% | $75,181+101.7% |
| Participation rate | 59.4% | 65.6%-6.2pp | 78.8%-19.4pp | 67.2%-7.8pp |
| Annual return | 15.35% | 31.73%-16.4pp | 134.41%-119.1pp | 160.69%-145.3pp |
| Employer contribution / active EE | $2,175 | $3,137-30.7% | $4,820-54.9% | $2,671-18.6% |
| Participant deferral / active EE | $6,037 | $3,411+77.0% | $5,682+6.3% | $4,126+46.3% |
| Admin fee / account holder | $1,913 | $5,949-67.8% | $13,213-85.5% | $5,650-66.1% |