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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,677 | $168,635-45.0% | $147,617-37.2% | $125,389-26.1% |
| Participation rate | 50.0% | 88.8%-38.8pp | 84.6%-34.6pp | 83.2%-33.2pp |
| Annual return | -1.95% | 77.65%-79.6pp | 61.98%-63.9pp | 282.24%-284.2pp |
| Employer contribution / active EE | $6,552 | $6,252+4.8% | $5,564+17.7% | $4,866+34.6% |
| Participant deferral / active EE | $5,663 | $5,507+2.8% | $4,895+15.7% | $5,352+5.8% |
| Admin fee / account holder | $53 | $13,580-99.6% | $11,612-99.5% | $9,541-99.4% |