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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,729 | $150,442-15.8% | $136,295-7.0% | $147,585-14.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.23% | 1049.09%-1039.9pp | 5155.97%-5146.7pp | 578.56%-569.3pp |
| Employer contribution / active EE | $8,549 | $5,256+62.7% | $4,695+82.1% | $4,876+75.3% |
| Participant deferral / active EE | $4,081 | $6,630-38.4% | $6,247-34.7% | $5,439-25.0% |
| Admin fee / account holder | $9,237 | $10,905-15.3% | $9,243-0.1% | $10,885-15.1% |