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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,178 | $64,719+65.6% | $112,249-4.5% | $68,486+56.5% |
| Participation rate | 86.7% | 67.2%+19.5pp | 75.1%+11.6pp | 67.9%+18.8pp |
| Annual return | -12.20% | -11.40%-0.8pp | 27.48%-39.7pp | -7.85%-4.3pp |
| Employer contribution / active EE | $1,615 | $2,747-41.2% | $3,636-55.6% | $2,597-37.8% |
| Participant deferral / active EE | $6,273 | $3,565+75.9% | $4,729+32.6% | $4,028+55.7% |
| Admin fee / account holder | $8,451 | $5,232+61.5% | $6,412+31.8% | $5,404+56.4% |