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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,961 | $65,364+54.5% | $92,909+8.7% | $72,975+38.3% |
| Participation rate | 89.7% | 68.3%+21.3pp | 76.0%+13.6pp | 69.5%+20.2pp |
| Annual return | 19.41% | 42.11%-22.7pp | 109.44%-90.0pp | 81.01%-61.6pp |
| Employer contribution / active EE | $4,147 | $2,594+59.8% | $3,653+13.5% | $2,440+69.9% |
| Participant deferral / active EE | $5,693 | $3,128+82.0% | $4,238+34.3% | $3,608+57.8% |
| Admin fee / account holder | $723 | $4,251-83.0% | $5,795-87.5% | $5,124-85.9% |