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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,106 | $209,422+7.0% | $178,503+25.5% | $158,982+41.0% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 10.54% | 188.81%-178.3pp | 151.12%-140.6pp | 302.99%-292.4pp |
| Employer contribution / active EE | $7,265 | $5,707+27.3% | $5,011+45.0% | $4,763+52.5% |
| Participant deferral / active EE | $5,969 | $5,955+0.2% | $5,202+14.7% | $5,983-0.2% |
| Admin fee / account holder | $3,329 | $17,079-80.5% | $13,987-76.2% | $11,252-70.4% |