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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,019 | $202,342-2.6% | $172,753+14.0% | $152,909+28.8% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 21.75% | 1029.88%-1008.1pp | 803.00%-781.2pp | 345.46%-323.7pp |
| Employer contribution / active EE | $7,876 | $5,857+34.5% | $5,144+53.1% | $4,764+65.3% |
| Participant deferral / active EE | $7,724 | $5,948+29.9% | $5,198+48.6% | $5,851+32.0% |
| Admin fee / account holder | $7,449 | $17,112-56.5% | $13,956-46.6% | $11,601-35.8% |