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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,574 | $154,193+69.6% | $130,045+101.1% | $139,466+87.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 12.14% | 32.51%-20.4pp | -137.30%+149.4pp | 373.66%-361.5pp |
| Employer contribution / active EE | $2,071 | $5,292-60.9% | $4,321-52.1% | $4,754-56.4% |
| Participant deferral / active EE | $2,180 | $6,709-67.5% | $5,820-62.5% | $6,712-67.5% |
| Admin fee / account holder | $12,500 | $13,989-10.6% | $10,600+17.9% | $11,409+9.6% |