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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,413 | $81,668-56.6% | $58,507-39.5% | $139,487-74.6% |
| Participation rate | 76.9% | 61.3%+15.6pp | 50.9%+26.1pp | 80.3%-3.4pp |
| Annual return | 27.86% | 7430.07%-7402.2pp | 4252.32%-4224.5pp | 373.84%-346.0pp |
| Employer contribution / active EE | $416 | $1,398-70.2% | $1,053-60.5% | $4,755-91.3% |
| Participant deferral / active EE | $1,840 | $2,554-27.9% | $1,922-4.3% | $6,713-72.6% |
| Admin fee / account holder | $1,760 | $3,212-45.2% | $2,486-29.2% | $11,407-84.6% |