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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,413 | $81,727-56.7% | $58,534-39.5% | $139,427-74.6% |
| Participation rate | 76.9% | 61.3%+15.6pp | 50.9%+26.1pp | 80.3%-3.4pp |
| Annual return | 27.86% | 7422.38%-7394.5pp | 4248.32%-4220.5pp | 373.27%-345.4pp |
| Employer contribution / active EE | $416 | $1,399-70.3% | $1,054-60.5% | $4,752-91.2% |
| Participant deferral / active EE | $1,840 | $2,557-28.0% | $1,924-4.4% | $6,711-72.6% |
| Admin fee / account holder | $1,760 | $3,271-46.2% | $2,519-30.1% | $11,404-84.6% |