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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,132 | $65,034-47.5% | $90,970-62.5% | $79,856-57.3% |
| Participation rate | 78.0% | 61.6%+16.4pp | 69.0%+9.0pp | 69.6%+8.4pp |
| Annual return | 12.54% | 30.45%-17.9pp | 134.60%-122.1pp | 31.71%-19.2pp |
| Employer contribution / active EE | $933 | $1,247-25.2% | $2,122-56.0% | $2,471-62.2% |
| Participant deferral / active EE | $3,270 | $2,512+30.2% | $3,373-3.1% | $3,741-12.6% |
| Admin fee / account holder | $4,708 | $4,536+3.8% | $5,961-21.0% | $5,306-11.3% |