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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,753 | $58,493-47.4% | $84,023-63.4% | $72,976-57.9% |
| Participation rate | 76.8% | 61.2%+15.6pp | 69.0%+7.8pp | 69.5%+7.3pp |
| Annual return | 15.04% | 28.93%-13.9pp | 71.32%-56.3pp | 81.02%-66.0pp |
| Employer contribution / active EE | $902 | $1,163-22.5% | $1,984-54.6% | $2,440-63.1% |
| Participant deferral / active EE | $3,132 | $2,394+30.8% | $3,239-3.3% | $3,608-13.2% |
| Admin fee / account holder | $6,090 | $4,569+33.3% | $6,102-0.2% | $5,124+18.8% |