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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,805 | $75,832-18.5% | $147,618-58.1% | $59,633+3.6% |
| Participation rate | 64.3% | 71.6%-7.3pp | 84.6%-20.3pp | 68.7%-4.4pp |
| Annual return | -2.48% | 0.37%-2.9pp | 61.98%-64.5pp | 2041.40%-2043.9pp |
| Employer contribution / active EE | $790 | $3,485-77.3% | $5,565-85.8% | $2,203-64.2% |
| Participant deferral / active EE | $3,030 | $3,131-3.2% | $4,895-38.1% | $3,192-5.1% |
| Admin fee / account holder | $5,047 | $5,986-15.7% | $11,612-56.5% | $4,297+17.5% |