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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,092 | $183,592+20.4% | $155,574+42.1% | $145,877+51.6% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 10.83% | 61.37%-50.5pp | 64.87%-54.0pp | 551.28%-540.5pp |
| Employer contribution / active EE | $1,997 | $5,317-62.4% | $4,676-57.3% | $4,663-57.2% |
| Participant deferral / active EE | $7,326 | $6,466+13.3% | $5,629+30.1% | $6,691+9.5% |
| Admin fee / account holder | $1,734 | $19,316-91.0% | $15,914-89.1% | $13,402-87.1% |