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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,969 | $175,231+7.8% | $149,696+26.2% | $139,466+35.5% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 15.97% | 166.77%-150.8pp | 134.46%-118.5pp | 373.66%-357.7pp |
| Employer contribution / active EE | $1,565 | $5,478-71.4% | $4,821-67.5% | $4,754-67.1% |
| Participant deferral / active EE | $4,699 | $6,521-28.0% | $5,682-17.3% | $6,712-30.0% |
| Admin fee / account holder | $2,144 | $16,155-86.7% | $13,212-83.8% | $11,409-81.2% |