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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,588 | $72,269-41.1% | $101,271-57.9% | $79,852-46.7% |
| Participation rate | 58.5% | 68.5%-9.9pp | 75.8%-17.3pp | 69.6%-11.1pp |
| Annual return | 18.25% | 22.29%-4.0pp | 46.48%-28.2pp | 31.72%-13.5pp |
| Employer contribution / active EE | $1,291 | $2,692-52.1% | $3,660-64.7% | $2,471-47.8% |
| Participant deferral / active EE | $3,516 | $3,282+7.1% | $4,371-19.6% | $3,740-6.0% |
| Admin fee / account holder | $4,974 | $4,401+13.0% | $5,948-16.4% | $5,306-6.3% |