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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,050 | $77,908+37.4% | $149,696-28.5% | $75,173+42.4% |
| Participation rate | 96.2% | 65.6%+30.6pp | 78.8%+17.4pp | 67.2%+29.0pp |
| Annual return | 19.63% | 31.73%-12.1pp | 134.46%-114.8pp | 160.72%-141.1pp |
| Employer contribution / active EE | $8,396 | $3,138+167.6% | $4,821+74.2% | $2,671+214.3% |
| Participant deferral / active EE | $6,096 | $3,411+78.7% | $5,682+7.3% | $4,126+47.7% |
| Admin fee / account holder | $303 | $5,950-94.9% | $13,212-97.7% | $5,651-94.6% |