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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,201 | $167,353-42.5% | $143,797-33.1% | $134,545-28.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.58% | 0.48%-24.1pp | -0.04%-23.5pp | 418.37%-442.0pp |
| Employer contribution / active EE | $9,459 | $5,620+68.3% | $4,952+91.0% | $4,742+99.5% |
| Participant deferral / active EE | $6,654 | $6,447+3.2% | $5,638+18.0% | $6,401+3.9% |
| Admin fee / account holder | $3,070 | $18,096-83.0% | $14,679-79.1% | $11,431-73.1% |