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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,777 | $103,008+12.4% | $90,304+28.2% | $152,897-24.3% |
| Participation rate | 80.0% | 75.9%+4.1pp | 73.3%+6.7pp | 82.5%-2.5pp |
| Annual return | 18.04% | 95.22%-77.2pp | 78.13%-60.1pp | 345.43%-327.4pp |
| Employer contribution / active EE | $11,218 | $3,139+257.3% | $2,855+292.9% | $4,764+135.5% |
| Participant deferral / active EE | $5,180 | $4,281+21.0% | $3,885+33.3% | $5,851-11.5% |
| Admin fee / account holder | $1,100 | $6,175-82.2% | $5,354-79.5% | $11,599-90.5% |