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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,019 | $90,617-6.2% | $79,476+7.0% | $135,382-37.2% |
| Participation rate | 66.7% | 76.1%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -6.19% | 977.57%-983.8pp | 718.21%-724.4pp | 519.77%-526.0pp |
| Employer contribution / active EE | $5,075 | $3,068+65.4% | $2,800+81.2% | $4,779+6.2% |
| Participant deferral / active EE | $14,613 | $4,050+260.8% | $3,704+294.5% | $5,609+160.5% |
| Admin fee / account holder | $13,078 | $5,907+121.4% | $5,113+155.8% | $10,829+20.8% |