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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,961 | $144,124-40.4% | $117,857-27.1% | $147,585-41.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | -10.27% | 531.17%-541.4pp | 335.09%-345.4pp | 578.57%-588.8pp |
| Employer contribution / active EE | $19,091 | $4,897+289.9% | $3,786+404.2% | $4,876+291.5% |
| Participant deferral / active EE | $15,600 | $5,316+193.5% | $4,482+248.1% | $5,439+186.8% |
| Admin fee / account holder | $383 | $10,886-96.5% | $8,020-95.2% | $10,885-96.5% |