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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,102 | $138,068-91.2% | $125,358-90.3% | $134,493-91.0% |
| Participation rate | 76.9% | 84.5%-7.6pp | 82.4%-5.4pp | 81.2%-4.3pp |
| Annual return | -16.49% | 750.30%-766.8pp | 572.03%-588.5pp | 418.01%-434.5pp |
| Employer contribution / active EE | $1,198 | $5,244-77.2% | $4,814-75.1% | $4,740-74.7% |
| Participant deferral / active EE | $4,530 | $7,799-41.9% | $7,447-39.2% | $6,400-29.2% |
| Admin fee / account holder | $1,675 | $11,568-85.5% | $10,007-83.3% | $11,425-85.3% |