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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,102 | $138,114-91.2% | $125,391-90.3% | $134,545-91.0% |
| Participation rate | 76.9% | 84.5%-7.6pp | 82.4%-5.5pp | 81.2%-4.3pp |
| Annual return | -16.49% | 750.88%-767.4pp | 572.41%-588.9pp | 418.37%-434.9pp |
| Employer contribution / active EE | $1,198 | $5,246-77.2% | $4,816-75.1% | $4,742-74.7% |
| Participant deferral / active EE | $4,530 | $7,801-41.9% | $7,448-39.2% | $6,401-29.2% |
| Admin fee / account holder | $1,675 | $11,570-85.5% | $10,009-83.3% | $11,431-85.3% |