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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,102 | $100,073-29.9% | $85,126-17.6% | $145,877-51.9% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 11.04% | 84.11%-73.1pp | 66.63%-55.6pp | 551.28%-540.2pp |
| Employer contribution / active EE | $3,468 | $3,236+7.2% | $2,731+27.0% | $4,663-25.6% |
| Participant deferral / active EE | $4,963 | $5,294-6.3% | $4,523+9.7% | $6,691-25.8% |
| Admin fee / account holder | $113 | $7,261-98.4% | $6,160-98.2% | $13,402-99.2% |