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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,565 | $93,124-56.4% | $77,100-47.4% | $134,545-69.9% |
| Participation rate | 76.5% | 74.5%+2.0pp | 67.9%+8.5pp | 81.2%-4.8pp |
| Annual return | -31.12% | 62.68%-93.8pp | 42.35%-73.5pp | 418.37%-449.5pp |
| Employer contribution / active EE | $1,763 | $3,421-48.5% | $2,815-37.4% | $4,742-62.8% |
| Participant deferral / active EE | $4,647 | $5,242-11.3% | $4,430+4.9% | $6,401-27.4% |
| Admin fee / account holder | $338 | $6,970-95.2% | $5,443-93.8% | $11,431-97.0% |