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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,269 | $183,592+2.0% | $155,574+20.4% | $145,877+28.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.36% | 61.37%-53.0pp | 64.87%-56.5pp | 551.28%-542.9pp |
| Employer contribution / active EE | $8,218 | $5,317+54.6% | $4,676+75.8% | $4,663+76.2% |
| Participant deferral / active EE | $7,228 | $6,466+11.8% | $5,629+28.4% | $6,691+8.0% |
| Admin fee / account holder | $1,579 | $19,316-91.8% | $15,914-90.1% | $13,402-88.2% |