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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,833 | $217,432-15.5% | $185,849-1.1% | $167,536+9.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.82% | 148.42%-133.6pp | 122.10%-107.3pp | 478.82%-464.0pp |
| Employer contribution / active EE | $6,444 | $5,875+9.7% | $5,169+24.7% | $4,839+33.2% |
| Participant deferral / active EE | $6,528 | $6,357+2.7% | $5,569+17.2% | $6,342+2.9% |
| Admin fee / account holder | $1,537 | $19,818-92.2% | $16,244-90.5% | $12,315-87.5% |