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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,955 | $148,629+33.9% | $135,982+46.3% | $139,487+42.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.97% | 79.33%-58.4pp | 68.32%-47.4pp | 373.84%-352.9pp |
| Employer contribution / active EE | $10,737 | $5,247+104.6% | $4,859+121.0% | $4,755+125.8% |
| Participant deferral / active EE | $15,692 | $8,102+93.7% | $7,760+102.2% | $6,713+133.8% |
| Admin fee / account holder | $3,881 | $12,406-68.7% | $10,767-64.0% | $11,407-66.0% |