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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,451 | $176,120+13.2% | $159,487+25.1% | $167,553+19.0% |
| Participation rate | 81.8% | 85.0%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 25.77% | 331.95%-306.2pp | 263.71%-237.9pp | 478.89%-453.1pp |
| Employer contribution / active EE | $6,560 | $5,299+23.8% | $4,831+35.8% | $4,840+35.5% |
| Participant deferral / active EE | $9,962 | $7,752+28.5% | $7,354+35.5% | $6,343+57.1% |
| Admin fee / account holder | $48,004 | $12,561+282.2% | $10,804+344.3% | $12,316+289.8% |