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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,408 | $175,231+116.5% | $149,696+153.5% | $139,466+172.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.80% | 166.77%-155.0pp | 134.46%-122.7pp | 373.66%-361.9pp |
| Employer contribution / active EE | $6,125 | $5,478+11.8% | $4,821+27.1% | $4,754+28.8% |
| Participant deferral / active EE | $15,500 | $6,521+137.7% | $5,682+172.8% | $6,712+130.9% |
| Admin fee / account holder | $25,587 | $16,155+58.4% | $13,212+93.7% | $11,409+124.3% |